How to Pawn With Ease in 2017!

There was a time not too long ago when the only way to know how much a pawn shop will lend you was to walk in to a pawn shop and ask. Today, you wouldn’t buy something anywhere without knowing how much it costs or where you have to go to get it, so why pawn without knowing how much to get first? The past decade or so almost every pawn shop has established an online presence, mostly in the form of a store website. In turn pawn shop information online, like blogs and quirky ventures, also sprung up as more and more people go online first before they engage almost any retailer. In today’s age, the average consumer is more likely to research what they want to do or accomplish before they shop online or do business. And that behavior transcends to any retailer – even banks, payday lenders, and most definitely to pawn shops. In 2017 you can now know how much to get before you pawn! You wouldn’t watch TV in black and & white, or agree to work without knowing how much you are getting paid. Go to pawnoffer.com to use a pawn value calculator and enter a make and model number or a description of your jewelry to get an honest idea of what to expect. Don’t spend time searching online when you can know the pawn value of your item instantly. Search iPhone 7 or Playstation 4 Pro for example, it’s that easy. Try it yourself here. If you want to check your jewelry or diamonds click here. Remember pawn shops operate by the interest they collect on the pawn loan and want you to redeem your item. But because they run the risk of you not returning, they have to offer only a portion of your item’s used or new value to protect their investment of money, time, and other operating costs. In other words, it’s in the pawn shop’s interest to write that loan so long as they can protect their investment (their cash). Also, keep in mind that compared to payday lenders and car title lenders, pawn shops usually cost you less. To get the most cash these are things that you should pawn in 2017: Pawn the Latest Electronics and Tools Pawn Musical Instruments or Audio Gear Pawn Gold Pawn Diamonds Pawn Jewelry Pawn iPhone Pawn Television Pawn Silver Pawn iPad Pro Pawn Sony PS4 Pro Pawn Xbox One Pawn MacbookPro Pawn iMac Pawn Antiques These are some examples of items that are easily flipped if you default and pawn shops will lend you more for them. You can search almost anything with the pawn shop item value estimator. In 2017 however, pawn shops are also taking in designer items like LV purses and high end shoes for example, so don’t hesitate to be creative when looking for an item to pawn as collateral to get the cash you need. The greater its resale value the higher the loan amount. And if you absolutely don’t know what to do or what to pawn, you can ask an experienced pawnbroker free at pawnoffer.com. Another great tip is to be informed about your item and how it works. If you want to pawn a guitar for example, and you don’t know how the buttons or knobs work, or you want to pawn a computer and don’t know the password or account settings, a pawn shop shop will probably low ball you or not take the item in at all. Trust is a major component in getting a loan and a fair pawn offer; if you own it you will own the pawn offer too. Pawn shops don’t want stolen merchandise and should not take stolen items in as it is forbidden by law, and they will always be weary of this so don’t do try it. Additionally, in 2017 you can estimate how much interest you have to pay with pawnoffer.com’s pawn shop interest calculator. Simply enter your state, how much time you need, and the desired loan amount, to know how much pawn shops are likely to charge you for your pawn loan. With so many great things that 2017 has to bring, don’t be shy to liquidate what you have to start anew or get a loan at a pawn shop to meet a short term need or start a business. Be aware of the interest you have to pay and plan on getting your stuff back. Don’t be afraid to ask for interest promotions or customer rewards programs to optimize your pawn shop experience as well. Have a great New Year and be money smart! Best of Luck,

How to Pawn a PS4 or PS4 Pro!

Most pawnshops will pawn a Playstation 4 or Playstation 4 Pro! If your local pawnshop takes in electronics for pawn, you can bet they take gaming consoles too. A PlayStation 4 holds its used value pretty well since its made by a reputable brand (Sony) and is always in high demand. Gamers love their consoles and pawn shops trust you will go back and get it. A PS4 Pro sells new for $399. And a used PS4 sells for around $200 with the recent release of the Pro version. Pawnshops generally lend 30-40% of an item’s used resale value and will probably offer you $70 to $80 dollars for a used PS4 and $100 to $150 dollars for a used PS4 Pro when left as collateral. Additionally, you can include games and/or accessories with your PS4 to increase the loan amount. Check out pawnoffer.com’s item value calculator for a real time pawn quote. I recommend you wipe the PS4 before pawning it incase you don’t get it back and to protect your privacy. You can find instructions on how to reset your PS4 here. You will have sometime to repay the loan and get your PS4 back. Pawn shops generally give you 3-6 months to pay back your loan with interest. Remember you should consider selling the PS4 if you don’t plan on having the money to get it back. Pawn shops usually buy things too and you get paid on the spot. If you do pawn it, you will probably pay $14-$20 in interest for the loan to get your PS4 back from the pawn shop. You can check pawn shop interest charges by state with this calculator. Find a reputable pawnbroker in your local area at pawnoffer.com and only do business with pawnshops that offer you a fair amount of value for your collateral and provide excellent customer service to your satisfaction. Look for promotions and take advantage of first time customer offers, as pawnshops operate with the same standards that retail and big banks operate with. Know the terms of the loan and best of luck.

​How to pawn for the most cash in three steps!

Ever wonder how much money you should get when you pawn something? How much interest pawn shops should charge you? What pawn shops are near you and which ones you can trust? Consumer news alert!! Pawnoffer.com is your friend in the pawn business! Step 1! Know how much to get before you pawn and get the most cash! At pawnoffer.com you can use a pawn offer calculator by entering your item’s description and you’ll get an instant pawn quote. Pawn shops generally lend 30 to 40 percent of an item’s resale value and you should always research before you pawn so your mind can be at ease. As for jewelry, diamonds, and precious metals – you can use the jewelry pawn calculator to know how much to get before you pawn by entering what type of metal your jewelry is made of and other details. The important thing is that you research your item’s current resale value before you leave it as collateral at a pawnbroker. Step 2! Know how much interest you have to pay for a pawn loan. You can use pawnoffer.com’s pawn interest calculator to know how much interest you should pay on a pawn depending on where you live. Interest rates on pawn loans vary depending on where you are. You can always call your local shop and ask as well. Loans can vary depending on locations because pawn shops compete like any other business. Just remember, their are limits set by federal and state laws that you could easily research on your own. You should search for pawn shop regulation online by state so you can see that the pawn shop industry is highly transparent and highly regulated. In many cases the interest rates you pay for a cash loan at a pawn shop will be much less than that of other short-term lenders. Step 3! Find a reputable pawn shop that offers interest promotions and great customer service. Once you are well informed you can search pawnoffer.com’s pawn shop directory to find pawn shops in your area for free. Contact pawn shops and ask questions directly, no middle man or waiting. Like any other business most pawn shops poise themselves to give their existing and prospective customers good customer service. Call and ask questions about step 1 and 2. And ask for interest promotions. Don’t be afraid to compare what unique thing each pawn shop offers. You can create a free account and leave a pawn shop a review for free. My goal and the theme of our pawn guide is to teach honest people more about how pawn shops work and when and how to pawn. Please remember.. know how much to get and how much to pay before you pawn to get the most cash on your loan. Then find a reputable pawnbroker that offers promotions and good customer service. I hope this guide has helped you decide if a pawn loan is a good option to meet a short term cash need. Best of Luck!

How to get a cash loan with an iPhone at a pawn shop!

Are you in need of a short term cash loan? Then you should know you can pawn your iPhone6, 6s, or iPhone 7 for cash at your local pawn shop. A pawn loan is a short term collateral loan for cash that generally does not require a credit check. Most pawn shops just require a government issued ID and collateral to get a cash loan. When you pay the loan back, with interest, you get your iPhone back. Interest for the pawn loan is usually lower than PayDay lenders or Car Title Loans. Note: Please do your homework to know how much money you have to pay back.unknown Now the iPhone.. You need to make sure it’s unlocked and has the iCloud account removed from the phone. I also recommend backing up the phone before removing your iCloud account and password. This will make it easier for shops to sell if you don’t pay back the loan and will keep your private information safe. Not to say that pawn shops will search your phone. They shouldn’t until the iPhone becomes their property if the loan is forfeited. To get the most cash at a pawn shop for your iPhone it should be in relatively good condition, meaning the condition should be good enough to where they can re-sell it easily and get their money back. Generally this means free of scratches, especially on the screen, and free of dents. All components like camera and buttons should work. And charging and audio ports should work right too. Another tip to get the most cash for your iPhone is to bring the original box. This way it facilitates the sale if you don’t pay back your loan and it keeps your item safe if you do get it back. If you don’t want the phone you should probably be selling the phone and most pawn shops will pay you more if you sell it, instant cash with receipt! You could also consider selling your iPhone for cash on eBay, Amazon, or Craigslist. But if you want to keep the iPhone you should pawn it. Currently (Nov 20, 2016) this is how much cash pawnoffer.com pawn calculator estimates you can get from a pawn shop for these phones/model numbers iPhone 6 16GB MG562LL/A – $137 – $91 iPhounknown-1ne 6 64GB MG5D2LL/A – $169 – $113 iPhone 6 16GB MG542LL/A $128 – $85 iPhone 6 Plus 16GB MGCV2LL/A $163 – $109 iPhone 6 Plus 64GB MGD22LL/A $147 – $98 iPhone 7 – $296 – $298 iPhone 7 Plus – $513 – $342 In a nutshell, you can get a fast and easy loan with competitive interest rates to those of other lenders for your iPhone at a pawn shop. The newer the phone the better because it has more value. A pawn shop will still have to evaluate your item’s condition and can loan what ever they want, or not take the item in at all. But most pawn shops these days give cash loans for electronics all the time. Remember to bring your ID and plan on giving some info, no credit check required. Pawn shops are great to do business with if you understand how they work. First know how much cash you should get. Then search for a pawn shop location near you at pawnoffer.com for free. Know the interest rates of the loan you are agreeing to and plan to get the iPhone back out. Best of luck!

Don’t sell your gold to gold buyers! Pawn it!

Often people think that pawnshops want you to lose your gold so they can sell it, but in reality they would rather you pick your gold up so they can collect their fees and interest, set by laws in your state. Pawnshops aren’t a scam. The fact is you can’t sell a 2-gram pair of 14k earrings at 24k spot price per ounce when gold goes up in value, but you sure can pawn them. Bullion and coins pay much closer to gold value when you borrow against them, since they are usually higher in purity (22k-24k) and don’t take much processing if the pawnshop needs to make their loan money back. Pawnshops make more money when you pawn your gold, not when they purchase it. That being said, you should always expect a fair loan offer against gold’s value. Unlike electronics or cars, gold can go up in value and historically has, in comparison to the dollar’s value. The obvious advantage of pawning your gold is instant cash and keeping the gold you don’t want to part with, if you plan on coming up with the money to repay the loan of course. Pawnshops usually lend you money for 3 – 6 months, depending on the store’s policy and state rules, and you can renew your interest if you can’t pay the entire loan back at once. In California, pawnshops can charge you up to 3% interest per month for the first three months combined for example. Educate yourself, get quotes, know the terms of the loan, and shop around – but don’t sell that gold! Know how much to get for your gold and jewelry before you pawn; use the pawn offer Jewelry Calculator then search for pawn shop locations near you!