Sunday, April 30, 2017

Pawn Shop Price Nintendo Switch

Pawn Shop Price Nintendo Switch



If you’ve already bought the Nintendo Switch but you over extended yourself you can always get a pawn loan against it, for a short period of time. If you need cash, Zelda can wait.

Since the Nintendo Switch retails new for $299, pawn shops should lend you about $75-$125 for just the console and its original accessories. You can check the pawn shop price of your nintendo switch with our pawn shop price calculator.
Pawn shops work by lending you a portion of your item’s value. You get some time go pay back the loan with interest, and you get your item back. In this case, your console. Pawn shops will loan money for almost anything of value. And if you’re thinking of pawning a gaming console, most pawn shops will pawn Ps4 pro, pawn Xbox One, and pawn Nintendo Switch for cash today!
If privacy concerns you when pawning your gaming console, you can erase the console and restore it afterwards. Or your can just leave it as-is. However, you will likely be required to remove or give your administrator password so the pawn shop can reset and resell it, in the vent you don’t pay back your loan. If you decide to leave your info on the console, most pawn shops won’t go through your personal info. I know where I work, and employee could get terminated if caught going through a customer’s item after it has been evaluated for collateral and placed in storage.
Like other gaming consoles, the Nintendo Switch should be an easy item to get a pawn loan with, since pawn shops realize people love their consoles and want you likely want the Nintendo Switch back. Moreover, it’s the latest and greatest thing, so pawn shops can resell it with ease if you don’t pay back you pawn loan.

If risk is low at resale, pawn shops generally lend you more.

Pawn shops may also give you more money if you bring the Nintendo Switch’s accessories and extra games. If you want to try and increase your loan amount, bring the boxes for the games too! You can use our pawn calculator and check accessories’ pawn value too.
Remember you’ll likely need a valid government issued ID to get a pawn loan for your Nintendo Switch or other items, and be prepared to share your address and phone number in order for the pawn shop to be able to write the loan against your collateral. You generally get 3-6 months to pay back a pawn loan, and if you pay early, you usually save. And of course get back to gaming sooner.
Check the terms of the loan and pay attention to:
  1. How much time you have to pay back before your stuff becomes their stuff
  2. How much interest you’ll have to pay besides the initial loan amount
  3. What other fees you may have to pay when redeeming your item
  4. What options for extensions you have, and..
  5. What promotions the pawn shop offers
Pawning your Nintendo Switch or other merchandise doesn’t have to be so difficult. Check the pawn value of your item now with our general merchandise pawn calculator now. Then search for a pawn shop open near you here.

Best of Luck,

Wednesday, April 19, 2017

Pawn Shop Prices vs. Payday Lenders, Car Title Loans, and High Interest Credit Cards!

Pawn Shop Prices vs. Payday Lenders, Car Title Loans, and High Interest Credit Cards!

If you’re thinking about pawning something and wondering what pawn shops are open near you, or it’s the first time you’re thinking about pawning something to get some quick cash, you’ve come to the right place. However, there are some important things you should know first.

For starters, pawn shop loans have been around since like the beginning of time. No really.. From Kings & Queens of ancient times using pawn loans to fight wars and finance voyages, to middle class merchants and hard working people in need of instant cash, and now well.. you need cash.

Pawn Shops have always been around because they help when you need it, and fast. Interest is charged no doubt, but when the going gets tuff, people go to a pawn shop. Yes, over time the reputation of pawn shops has gone from good to bad, and bad to good, vise versa, up and down, on and on.. but it’s usually due to what’s going on in the economy and who’s in charge.

If you’re still reading this you probably need money fast. You should weigh all of your options and know that pawn loans can be beneficial if you know how they work. When comparing interest rates to all available loan choices, consumers should note these three major sources of fast cash loans.

1)Credit Cards

2) High Interest Personal Loans

3) And Secured Loans

Ok “smarttie” pants, you already know that to get a pawn loan you need to leave collateral since you checked out our Pawn FAQ; Pawn shop loans fall in to the Secured Loans category. But you probably haven’t compared all short term loan options. So Now.. let’s compare..

Interest rates on credit cards and other personal bank loans range from 0-24% APR on average, depending on your credit rating. If you don’t have good credit then getting a credit card can be difficult and you are likely to get a high interest credit card offer when you apply. It could take several days to gain access to that money. Traditionally this is the preferred method of credit for consumers because your good spending habits (and bad ones) get reported to credit bureaus. No collateral required, just a promise to pay.

Next is high interest personal loans from non-traditional lenders like payday lenders and car title loans. Car title loans range from 100-300% APR, that’s 8-25% per month and they lend you 20-30% of your car’s value. Even worse, payday lenders charge a 300-400% APR. That’s 25-33% per month, and when it comes to collecting, that’s usually in two weeks time.

To qualify for these types of loans you need proof of income or a car that is paid for, and when it comes time to pay back the loan they display aggressive collections tactics, including using post dated checks to collect your bank account information to make automatic withdrawals of from your bank, and annoying collection phone calls if you don’t pay back. Additionally, they usually only lend you $250, and you can’t get multiple loans unless you are all paid-up from the prior week(s).


Pawn shops are great because they lend you about half of your item’s value, sometimes more.


Loan Type

And pawn loans are non-recourse, meaning if you don’t payback the loan there is no collections activity and you don’t get dinged on your credit report.

Easy Loans To Get

No credit check is required to get a pawn loan and a social security number isn’t either, unless you say you are an active duty military member, or dependent of, then they may ask for your social to verify MLA benefits, but the good thing is you’re interest rate should be capped at 36% APR including fees, for the same instant non-recourse loan, and other benefits could apply so ask if you are an active-duty military member or a dependent of one.

So what's the verdict?

It’s pretty darn clear, good credit loans like low interest credit cards and personal bank loans are how most people prefer to borrow money, and they should, since these type of loans carry the lowest interest rates. But if these loan options are out of reach for you, you should consider pawning something of value before a payday loan or car-title loan. In many cases, the interest pawn shops charge is comparable to that of charges on high interest credit cards. And when matched against a car title or a payday loan, pawn shops simply rock them!



Value Pawn Items Free | Pawn Shop Calculator | Know your worth!

Value Pawn Items Free | Pawn Shop Calculator | Know your worth!

Ever wonder how much your stuff is worth after you’ve bought it, used it, and sometimes ignore it?

I know the feeling. We’re driven emotionally when we purchase the luxuries of life. And when we need money we contemplate what we’ve spent; instant gratification doesn’t feel so satisfying after-all. Know your worth and value pawn items free by selecting the calculator or diamond icon on any page of pawnoffer.com.

If you need money today your local pawn shop is great to sell and get loans against your valuables.

Your instant pawn quote is seconds away.. And it’s free.

After you’ve tried it and have an idea of what to get for your item, here’s a small list of things you’ll need to sell something at your local pawn shop and/or get a pawn loan.

Things you’ll need:

  • Valid ID

-required by law
-not expired
  • Your collateral

-has to be worth something
-should be in working condition
-should be nice and clean
-any accessories, manuals, or packaging always helps
  • Provide address and phone number

-current address
-phone number to reach you by
  • Sign the pawn or sale contract

-pawn loans are easy loans
-if you default there is no credit penalty
-they just keep your stuff
-instant cash pawn or sell
You may be in a situation where you don’t need money for an emergency but it’s good to know you can value your pawn item’s instantly for quick cash at pawnoffer.com.

Be prepared for the unexpected and pawn like a pro.

If you aren’t so fortunate, keep in mind almost anything has value at a pawn shop. And since they want your business, they’ll give you cash on the spot for the rights to sell it for profit later if you default on the loan. The good thing is no credit check is required and loans are offered at better interest rates than most payday & car title lenders.

Find a pawn shop!

Pawn Shop Price Calculator | Nearest Pawn Shop | Know your worth!

Pawn Shop Price Calculator | Nearest Pawn Shop | Know your worth!

Want to know the secret behind pawn shop prices?

Use a free pawn shop price calculator. Knowing how pawn shops determine prices is key to getting a good deal at a pawn shop near you. Use the only consumer pawn calculator free by selecting the pawn calculator or jewelry pawn calculator on our menu.

Consider this when visiting your nearest pawn shop:

1) The item’s re-sale value

This is probably the most important variable in determining pawn shop prices. Do pawn shops take in electronics? Yes most do. Do pawn shops take in jewelry & diamonds? Yes most do.
For electronics and general merchandise pawn shops search online for average prices and estimate demand online, and in-store, with their own sales experience. For jewelry & diamonds pawn shops check current stock prices of precious metals and stones and offer you a higher percentage of its value than that of other merchandise.

2) Depreciation

To understand how these businesses determine pawn shop price we have to make a distinction between jewelry and general merchandise when dealing with a pawn shop. The rule of thumb is general merchandise depreciates almost always – and gold, platinum, and silver go up and down in value unpredictably. From the pawn shop owner’s perspective betting on pawn loans can be quite risky. Keep this in mind and expect about 30-60% of your item’s resale value.

3) The Pawn Shop Business Model

The pawn shop business model is straightforward.

A. They evaluate your item’s worth.

B. They offer you a portion of that value

C. If you don’t pay-back they sell it

Pawn shops have to leave room on your item’s to make a profit on either interest or the sale of your item. They have to pay their employees and operation costs to stay in business. In most cases pawn shops rather you go back and redeem your item out of pawn to collect the interest charges. Selling used merchandise is more difficult than selling new stuff.

4) Customer Loyalty at a Pawn Shop

Customer loyalty can make a big difference in pawn shop prices offered to you. Pawn shops are ready to lend more money to people who have a track-record of redeeming their loans. Remember a pawn shop would rather you get your item back so they can collect interest charges. And if you generally return for your item they perceive a lower risk of default. Selling merchandise is a whole other task pawn shops would rather avoid.
Consider this if you plan on selling to your local pawn shop:

A. The item’s resale value

B. Demand for the item

C. How fast you need then money

Pawn shops sometimes have a bad rap. But knowing how pawn shops determine prices is key. Help us out by letting your friends and family know about this resource. Check out our social links and share one of our pages. Find a local pawn shop or use a free pawn shop price calculator on the menu of our site. Thanks!

Best of Luck,

Sunday, January 22, 2017

Pawn Shops Near - What’s the #1 thing I should do before I pawn somethin...







Want to find a pawn shop that buys and pawn electronics and jewelry? 


Visit https://pawnoffer.com today! 


How valuable are your valuables?



If you’re thinking about pawning something, you probably need the money right away. The only thing is, when you go to a pawn shop you get the feeling that you’re being ripped off or low-balled. Pawn shops have bad reputations since they charge interest and they only offer a portion of your item’s worth, and that, well, feels like shit.

Visit https://pawnoffer.com today!

Pawn Calculator – How to use Pawn Offer Item Value Estimator Free!





Pawn Offer Calculator is a pawn value estimator free to consumers!



Visit  https://pawnoffer.com/ today!



Check the pawn shop item value of almost anything instantly before you pawn. It also helps get an idea of how much pawn shops pay you if you’re planning on selling to a pawn shop. After knowing an approximate loan amount you can calculate the interest rate of a pawn loan by state with the this calculator too.

PawnOffer.com - Your Stuff deserves it!





Pawn Calculator. Pawn Guide. Pawn Shop Directory. Pawn FAQ. 


Visit https://www.pawnoffer.com today!



Use a free pawn value estimator to know how much to get. Pawn and buy at pawn shops. Get the cash you need! Search for pawn shops near you. Ask an experienced pawnbroker free. Visit today and please subscribe!

Saturday, January 21, 2017

How to use Pawn Offer Calculator - Get a pawn value estimate instantly a...





How to use Pawn Offer Calculator – Get a pawn value estimate instantly and get the best deal at pawn shops!


Pawn Offer Calculator is a pawn shop loan calculator free to consumers!

Check the pawn shop item value of almost anything instantly before you pawn. It also helps get an idea of how much pawn shops pay you if you’re planning on selling to a pawn shop. After knowing an approximate loan amount you can calculate the interest rate of a pawn loan by state with the this calculator too.

You can find Pawn Offer Calculator on almost any page of this site or the header menu..
To get your instant pawn estimate now..  see instructions below! It’s free!

No signup or registration required!

Pawn Shop Calculator General Merchandise Tip$!

To get a more accurate pawn value estimate enter the make and model of your merchandise.

To get a more accurate pawn value estimate enter the make and model of your merchandise.

Make and model can be found next to the serial number on the information label adhered to your item. If you don’t know where to look or don’t see the label, you can enter a description to the pawn calculator but your results could be less accurate. When pawn offer calculator searches eBay for average item prices, it gives you a real time pawn estimate. But if the item is not frequently sold you may not get a result. If this happens, click here to ask PawnOffer and an experienced pawn broker will respond.

Pawn Shop Jewelry Calculator Tips

First select your jewelry’s metal composition.

Most of your jewelry’s pawn value will come from the item’s weight. Your jewelry could be made with 10kt, 14kt, 18kt, or 22kt gold, platinum, or silver. The best way to find this out is to look closely for any markings. Try with the naked eye first, but you may need a magnifying glass or loupe. If you see something additional to just a number and the karat stamp pay attention, it could be your jewelry is plated and pawn shops may not accept plated jewelry unless it has other intrinsic value.

You could be wanting to pawn a necklace, an engagement ring, or a bracelet, but unless you have a designer piece of jewelry, a pawn shop will offer you a loan amount based on the item’s weight.

Second enter jewelry weight in grams

Pawn shops pay per gram in most cases. They could deduct the weight of stones or other materials unless you have diamonds on your piece of jewelry. To determine the weight of your jewelry use a digital scale or mail scale to figure this out. The dusty scale under your bathroom sink probably won’t work. The point is.. The more your item weighs the more the pawn shop will offer you. If you don’t have a scale, you can try and estimate it by searching similar sized items with the General Merchandise Calculator.

Pawn Shop Diamond Calculator Tips

(Image Source: Heartsonfire.com)

If you want to pawn an engagement ring use these instructions to get a pawn estimate fast. The diamond calculator can be used on it’s own if you have loose diamonds. Use the diamond calculator a second time if you have different sized accent stones.

First – Enter Diamond Count

Count the number of stones on your jewelry. If you have different sized diamonds group them in to separate categories. Then count the total in each group and use the diamond calculator separately.

Second – The 3 C’s

A. Select Diamond Carat Size

You can find this information on your jewelry’s certification. If you don’t have this you can roughly estimate and measure these specifications here. Once you have measured the diamond’s carat size proceed to the next step.

B. Select Diamond Color

Diamonds can range in color graded from letter D to Z. If you don’t have your jewelry’s certification. Check the chart below. Colorless and Near Colorless Diamonds are quite rare so try and use a loupe or magnifying glass under good light.
(Source: pricescope.com) Clarity ranges from D to Z. Average color J-N.

C. Select Diamond Clarity

The clarity of the diamond is determined by the number of inclusions you can see within the diamond. Simply stated, inclusions are specs or scratches found within the stone. See the chart below and compare with a loupe or magnifying glass.
(Source: ps.b5z.net) Clarity ranges from Imperfect to Flawless. Average being VS-SI.

Then Just Hit Enter to get an instant pawn quote!

Remember, you can enter your item’s metal weight and composition together with the diamond calculator for one pawn quote. Or use either pawn value calculator by itself.

I hope this and the Pawn Offer Calculator will be of service to you. Check out the Ultimate Pawn Guide for more tips before you pawn!

Pawn Interest Calculator Tips


First – Enter Your State

Interest rates pawn shops can charge you vary from 3-25% per month depending on where you live. Click here for interest rate information by state.

Second – Enter How Many Months You Need

Some states allow 1 month loans but most pawn shops offer 3 to 6 month loans. Enter the number of months you estimate you will need before you can repay your loan and interest to get your item out of pawn.

Third – Enter Pawn Loan Amount

Pawn shop loan amounts can go as high as $10,000 or more if you have the collateral to back it. The average pawn loan amounts in my experience are around $100 to $200. More importantly make sure to pay attention the amount of interest you have to pay. The higher the loan amount the higher the charges will be.

Pawn Loans Near Me?

Search for pawn shops locations with Pawn Offer’s Pawn Shop Directory.

THANKS FOR YOUR SUPPORT!

Wednesday, January 18, 2017

What’s the #1 thing I should do before I pawn something at pawn shops ne...



How valuable are your valuables?

If you’re thinking about pawning something, you probably need the money right away. The only thing is, when you go to a pawn shop you get the feeling that you’re being ripped off or low-balled. Pawn shops have bad reputations since they charge interest and they only offer a portion of your item’s worth, and that, well, feels like shit. But that’s the name of the game. 
How do pawn shops determine value you ask?
Well.. pawn shops can only offer a portion of your item’s value since they have to re-sell the item and make a profit if you happen to forfeit the loan. They research the item for sale online in its current condition and offer you an amount that secures the pawn loan while leaving room for profit in case you don’t return. Yeah you only got $100 for a PS4 Pro that sells for $200, but pawn shops have to run a business and pay their employees. And they have no emotional attachment to the item’s you bring in. 
The good thing is you get instant cash and you’re in control since you can get the item back and in most cases pawn loans are less expensive than a payday loan. Pawn shop loans require no credit check and if you default it’s not reported to credit bureaus and they don’t try and collect from your bank account. They just sell your stuff. Plain and simple.

So what’s the #1 thing you should do before you pawn?

Use Pawn Offer Calculator free! It’s that easy!
You could spend hours of your valuable time searching the internet for online pawn information. But a pawn blue book well just doesn’t exist. Their are pawn price guides and pawn shop blogs online you could look for – or you could be better informed, go, and don’t waste time. The truth is you still have to walk in to a pawn shop and have your item evaluated in-person by a pawnbroker. It’s not like a pawn shop item value estimator exists. But Wait! One does! Pawn Offer Calculator determines the pawn shop item value for you. A pawn price guide is a thing of the past. pawnoffer.com gives you a good idea how much you will get if selling to a pawn shop too.
You may have to pay your’e light bill or car insurance I know, and waiting around just doesn’t make sense; the problem is.. your problem just can’t wait. And you’ll most likely rush off and will have to negotiate unprepared once you walk in the door because an item’s condition is subjective; what seems good to you may or may not be so good to someone else. And in 2017, the percentage of an item’s value that a pawn shop pays you can vary depending on how a pawn shop near you operates and what they accept. Pawn shops accept jewelry, coins, electronics, and almost anything of value. And with an instant pawn quote you have a place to start negotiating from, fast. 
Whatever item you decide to get a pawn loan against, the trick is to have a good idea of what to get before you begin to negotiate. You can virtually check your item’s pawn value seconds before you walk in the door of your local pawn shop, even if you pawn on Sundays. Once you use the free Pawn Offer Calculator at pawnoffer.com, you may be wondering.. 
How to find pawn shops near me i can trust?
Search for pawn shop locations with the newest and coolest pawn shop directory at pawnoffer.com. Remember to look over the terms of the loan for interest rates & fees and pay attention to the length of time you have to pay back. Ask for promotions and always demand great service.
Best of Luck,

Sunday, January 1, 2017

Ultimate How to Pawn Guide 2017!

How To Pawn a PS4 Pro or PS4 With Ease in 2017!

Most pawnshops will pawn a Playstation 4 or Playstation 4 Pro! If your local pawnshop takes in electronics for pawn, you can bet they take gaming consoles too. A PlayStation 4 holds its used value pretty well since it’s made by a reputable brand (Sony) and is always in high demand. Gamers love their consoles and pawn shops trust you will go back and get it. A PS4 Pro sells new for $399. And a used PS4 sells for around $200 with the recent release of the Pro version. Pawnshops generally lend 30-40% of an item’s used resale value and will probably offer you $70 to $80 dollars for a used PS4 and $100 to $150 dollars for a used PS4 Pro when left as collateral. Additionally, you can include games and/or accessories with your PS4 to increase the loan amount. Check out pawnoffer.com’s item value calculator for a real time pawn quote. I recommend you wipe the PS4 before pawning it incase you don’t get it back and to protect your privacy. You will have sometime to repay the loan and get your PS4 back. Pawn shops generally give you 3-6 months to pay back your loan with interest. Remember you should consider selling the PS4 if you don’t plan on having the money to get it back. Pawn shops usually buy things too and you get paid on the spot. If you do pawn it, you will probably pay $14-$20 in interest for the loan to get your PS4 back from the pawn shop. You can check pawn shop interest charges by state with this calculator. Find a reputable pawnbroker in your local area at pawnoffer.com and only do business with pawnshops that offer you a fair amount of value for your collateral and provide excellent customer service to your satisfaction. Look for promotions and take advantage of first time customer offers, as pawnshops operate with the same standards that retail and big banks operate with. Know the terms of the loan and best of luck.

Ultimate How to Pawn Guide 2017!