How to use Pawn Offer Calculator – Get a pawn value estimate instantly and get the best deal at pawn shops!
Pawn Offer Calculator is a pawn shop loan calculator free to consumers!
Check the pawn shop item value of almost anything instantly before you pawn. It also helps get an idea of how much pawn shops pay you if you’re planning on selling to a pawn shop. After knowing an approximate loan amount you can calculate the interest rate of a pawn loan by state with the this calculator too.
You can find Pawn Offer Calculator on almost any page of this site or the header menu..
To get your instant pawn estimate now.. see instructions below! It’s free!
No signup or registration required!
Pawn Shop Calculator General Merchandise Tip$!
To get a more accurate pawn value estimate enter the make and model of your merchandise.
To get a more accurate pawn value estimate enter the make and model of your merchandise.
Make and model can be found next to the serial number on the information label adhered to your item. If you don’t know where to look or don’t see the label, you can enter a description to the pawn calculator but your results could be less accurate. When pawn offer calculator searches eBay for average item prices, it gives you a real time pawn estimate. But if the item is not frequently sold you may not get a result. If this happens, click here to ask PawnOffer and an experienced pawn broker will respond.
Pawn Shop Jewelry Calculator Tips
First select your jewelry’s metal composition.
Most of your jewelry’s pawn value will come from the item’s weight. Your jewelry could be made with 10kt, 14kt, 18kt, or 22kt gold, platinum, or silver. The best way to find this out is to look closely for any markings. Try with the naked eye first, but you may need a magnifying glass or loupe. If you see something additional to just a number and the karat stamp pay attention, it could be your jewelry is plated and pawn shops may not accept plated jewelry unless it has other intrinsic value.
You could be wanting to pawn a necklace, an engagement ring, or a bracelet, but unless you have a designer piece of jewelry, a pawn shop will offer you a loan amount based on the item’s weight.
Second enter jewelry weight in grams
Pawn shops pay per gram in most cases. They could deduct the weight of stones or other materials unless you have diamonds on your piece of jewelry. To determine the weight of your jewelry use a digital scale or mail scale to figure this out. The dusty scale under your bathroom sink probably won’t work. The point is.. The more your item weighs the more the pawn shop will offer you. If you don’t have a scale, you can try and estimate it by searching similar sized items with the General Merchandise Calculator.
Pawn Shop Diamond Calculator Tips
If you want to pawn an engagement ring use these instructions to get a pawn estimate fast. The diamond calculator can be used on it’s own if you have loose diamonds. Use the diamond calculator a second time if you have different sized accent stones.
First – Enter Diamond Count
Count the number of stones on your jewelry. If you have different sized diamonds group them in to separate categories. Then count the total in each group and use the diamond calculator separately.
Second – The 3 C’s
A. Select Diamond Carat Size
You can find this information on your jewelry’s certification. If you don’t have this you can roughly estimate and measure these specifications here. Once you have measured the diamond’s carat size proceed to the next step.
B. Select Diamond Color
Diamonds can range in color graded from letter D to Z. If you don’t have your jewelry’s certification. Check the chart below. Colorless and Near Colorless Diamonds are quite rare so try and use a loupe or magnifying glass under good light.
C. Select Diamond Clarity
The clarity of the diamond is determined by the number of inclusions you can see within the diamond. Simply stated, inclusions are specs or scratches found within the stone. See the chart below and compare with a loupe or magnifying glass.
Then Just Hit Enter to get an instant pawn quote!
Remember, you can enter your item’s metal weight and composition together with the diamond calculator for one pawn quote. Or use either pawn value calculator by itself.
I hope this and the Pawn Offer Calculator will be of service to you. Check out the Ultimate Pawn Guide for more tips before you pawn!
Pawn Interest Calculator Tips
First – Enter Your State
Interest rates pawn shops can charge you vary from 3-25% per month depending on where you live. Click here for interest rate information by state.
Second – Enter How Many Months You Need
Some states allow 1 month loans but most pawn shops offer 3 to 6 month loans. Enter the number of months you estimate you will need before you can repay your loan and interest to get your item out of pawn.
Third – Enter Pawn Loan Amount
Pawn shop loan amounts can go as high as $10,000 or more if you have the collateral to back it. The average pawn loan amounts in my experience are around $100 to $200. More importantly make sure to pay attention the amount of interest you have to pay. The higher the loan amount the higher the charges will be.
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